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Tim Louis: Beware of ICBC trolling through your Facebook photos

By Tim Louis

Most people would be surprised to learn that pictures posted on Facebook can be very damaging evidence in a lawsuit.

A recent client of mine, a young woman, had been involved in a very serious motor vehicle accident. ICBC had admitted liability for the accident so we didn't need to prove who was at fault.

The only issue left on the table was the worth of her injuries. In addition to her physical injuries, during the months following the accident this young woman had changed from being a very outgoing, socially active person to being very socially withdrawn. She no longer gained pleasure from being with her circle of friends.

Both of her parents described her as "a changed person". Expert reports by psychiatrists and other professionals confirmed a personality change. As is normally the case, these expert reports were based in part on self-reports and reports by others who knew my client well.

Prior to going to trial, ICBC agreed to try mediation to settle the case out of court. Mediation is being used by injured parties more and more these days to avoid the cost and risk of going to trial.

At the mediation, ICBC disclosed pictures that my client had posted on her Facebook site. The images showed her at parties with friends, engaged in activities typical of individuals her age. These pictures showed her to be anything but withdrawn!

The pictures told a strong and different story from the words in the written reports. They were very damaging to her case.

You might be thinking that my client could have avoided this problem by using her security settings on her Facebook site to limit access to trusted individuals. Unfortunately, ICBC has been successful lately in getting a court order requiring the injured party to give the insurance company access to the injured party's entire Facebook site.

Moral of the story? If you are involved in a lawsuit because you were injured, and you are now seeking compensation for those injuries—physical or otherwise—be very careful what you post on your Facebook site. You may think you're safe by using security settings, but this is not the case.

Tim Louis is a Vancouver lawyer and former city councillor and park board commissioner.

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asp
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Moral of the story. Don't lie. Don't cheat.

But if you are going to try and pull an insurance scam, don't get caught on camera!
 
asp
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Came across a related link, on the economics of insurance: http://baselinescenario.com/2009/09/11/can-openers-for-beginners/

 
Gordo
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Moral of the story. Don't lie. Don't cheat.

But if you are going to pull a scam, delete the emails!
 
Harpo
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Gordo, send me an email A.S.A.P. and tell me the lowdown how you get away with deleting emails? Better yet, put it on your Facebook page.
 
metoo3
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The point the lawyer should be asking (or at least mentioned in this article) is WHEN were the pictures on Facebook taken? If they're recent, then she loses.
 
Olivia
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The author seems to say the claimant should have done a better job in covering up the inconsistencies in her story. Perhaps he was embarrassed he hadn't checked her FB page before agreeing to defend her.
 
Smartiepants
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the valuable lesson here is that corporations and governments know everything about you at all given times and that they have unlimited access to private information with or without court order (or supported by the courts who are there to serve the government) and that there is nothing you can do about it. you really thought that when you delete info or a profile or an email that it actually disappears? of course not. it's always stored somwhere and you would never know. that is why you're all doomed.
 
dnm
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And they damn well should be bad for her case -- if her case was a fraud, and she was outgoing and back to normal with her friends, but trying to get money from the ICBC based on the fact that she wasn't, she should be in jail for insurance fraud.
 
Gomer
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Mr. Louis .. you've missed the point. You seem more upset that your client got caught lying than you do because she lied. Perhaps the moral of the story should be for your client to tell the truth in the first place -- those are MY premium dollars she's lying to get. Both of you should examine your ethical and moral codes.
 
911 was an inside job
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Moral of the Story:

Stop advertising your life to complete strangers on the internet.

Quit using or never use sites like Facebook or MySpace which are nothing but data mines for Corporations and Government agencies.
 
visigoth
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Yo reap what you sow, and on the internet, all can behold your stupidity and your "secrets".
 
RAW
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EULA.......Read it, before you jump in!
 
She put it out there
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And she got it back. Often that is the way it works and why this individial would doubt if she was going to make her life an open book that someone might check her stories out.
So here is a sure win, take lots of pictures laying arounds looking like you can't take it anymore and its all to painfull and post them on facebook for ICBC to have a look, and in fact send them a link.
 
empathetic
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We choose to judge based on pics posted to facebook, we do not know the whole story. A lot of pple self medicate so that they can feel like their peers which is why they drink, do drugs etc. and it is the only way that they can feel happy and that happiness subsides when the effects of the alcohol or drugs wear off. We are such a judgemental society!!!!
 
Confused
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So yur Client apparently misrepresented her medical condition post MVA, is foolish enough to broadcast it on Facebook & your concern is that fraudsters should do a better job at covering their tracks?
 
ICBC Sells Grow Op Equip On line
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ICBC gets caught selling grow op equipment on line and goes unpunished. Said just trying to get "Their" money back from a insurance payout. So, see reasonable explanation for doing crime. And the women has a lawyer, because she needs one as ICBC can't be trusted to treat you fairly and if a picture speaks a thousand words well then so should a picture be able to win you rewards.
If I'm posting a picture its not going to be of me looking like hell, okay. I'm going to look grand for all you to see, or at least that is how I see it. Got a really bad picture of yourself you want to post to Facebook, you know for everyone to see?
ICBC you are a bunch of crooks, no doubt it as it is not the first time company executives have made questionable decisions as brag of all the millions ICBC didn't pay out to victims, instead ICBC executives share the spoils. While getting caught selling damaged vehicles out the back door, so to speak as more controversay in ICBC executives offices.
Cab drivers, get burnt all the time especially foreignors, as drivers tell of the nightmare ICBC is to deal with. In fact its been in the news.
 
Dumb and Dumber
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Thats the name criminoligist came up for ICBC's actioins to post grow op equip for sale on line and since every picture tells a story here is the link to ICBC's breaking the law, or is selling sophisticated grow-op trailers all part of the ICBC's job.
Check it outhttp://www.cbc.ca/canada/british-columbia/story/2009/09/10/bc-icbc-growop-trailers.html????
 
Travis Lupick
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Should be noted that ICBC did not exactly sell grow-op equipment. It resold seized trailers which had been modified for growing operations and neglected to destroy some of the adjustments that had been made to the trailers.

See CBC News' ICBC sold grow-op trailers.

Travis Lupick
The Georgia Straight
 
It should be noted
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That ICBC sold the trailers knowing trailers were good to go for anyone wishing to set up an illegal grow op. Thats right ICBC knew full well it was selling trailers that had been seized by the police and where full of grow op equip. What was ICBC thinking? There was more cash in selling the sophisticated grow op than just selling the trailers?
So just because someone else had the grow op equipment before ICBC got it hands on trailers dosen't give ICBC the right to sell the illegal equipment because that is exactly what ICBC did.
 
Travis Lupick
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I have no interest in defending ICBC here. But these trailers also would have made the ideal vehicles in which to grow vegetables such as tomatoes or pumpkins. It is impossible for you to know what was going through the minds of the individuals who put the sales of these vehicles together. The least of all likely possibilities is that they were specifically marketing the trailers as grow-ups. Occam's razor suggests that ICBC's employees simply were not thinking at all.

Travis Lupick
The Georgia Straight
 
Not Thinking At All
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Lets see who wants to grow vegetables in their trailers. As its the first vegetable grow op I have ever seen and I tell you what you pay for a pound of carrots may seem a bit out to lunch but $10 a gram that is difficult to digest.
Just like it is difficult to digest that someone in the right mind is going to set a vegetable operation with expensive grow lights in a truck. And these guys are paid to think not like the injured girl who put her best face forward. Is that the kinda people you want working for you, not thinking at all. What about those damaged vehicles ICBC sold out the back door, not thinking at all?
 
Good for the Goose
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Isn't always good for the gander. It could be very well ICBC was not aware but there is no doubt they needed to be aware as it is not the first time questions have arisen because of questionable vehicles being put up for sale.
ICBC says its a mistake, women says its a mistake. Women is wrong and ICBC is just dumb. Great job on the roads to there as Heed gets cops to crack down on drunks and police do just that as officers hand out tickets to fellow impaired officers reminding them it is against the law.
May I suggest the backyard for your vegetable garden or a green house for all to see as its not like you have to hide away in a trailer using expensive grow op equipment and the cost of those expensive lights. Its going to be a great deal cheaper buying at your local market than hiding your little garden away from prying eyes. ICBC needs to check all vechicles before selling it is part of the job.
 
Getting It Straight with Travis Lupick
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The Law says a person "must not cause, allow or permit" grow ops."
My ex owned a car lot, every car that left that lot got checked out entering the lot and leaving the lot. What is ICBC's excuse for not checking out the vehicles it sells?
http://www.mapinc.org/newstcl/v08/n603/a09.html
 
bc landlords pay penality/no insurance
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ICBC offers the following tops:
-Check to make sure the vehicle you plan to import is admissble to Canada.
Don't forget the vehicles brought into Canada must be modified, inspected and certified to meet safety standards. Interesting enough it looks like Canadians are buying USA which is a whole other story as Harper goes at Obama's buy America and here Canadians can't seem to get enough of American's vehicles. How much did Canadian tax payers pay for auto bail out?
Back to landlords losing their rental properties because unaware of grow op on their rental property. So what is the difference here as vehicle comes back from police after drug bust and here it is there job to ensure things are on the up and up. Do you know the cost of the electrical bill for keeping that truck filled with plants and no one in their right minds is going for a Veg-Op or steal hydro to make it feasible. Esepcially when you can shop and get some off the finest organic vegetables almost anywhere in BC with out taking out a bank loan.
http://www.canadiandriver.com/2009/08/19/be-careful-when-importing-us-ve...
http://www.nowpublic.com/world/british-columbia-laws-investment-smoke-te...
The very minimum ICBC should set the example and not more of the norm.
 
Dan
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I publish everything on Facebook.

It keeps the CIA from sniffing around through my garbage.
 
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