What: Gold and black-lace clutch

Where: Banana Republic (various locations)

Price Tag: $134

Why: Hard clutches look really chic with dressy ensembles—obviously a better choice with a cocktail dress than an oversize purse, non? I love this gold-metal-and-black-lace one from Banana Republic; it’s rather sexy for a clutch. The cool thing about great accessories is that just one or two pieces can pull an entire look together. Pick one of these up for the holiday season and you’ll be set for all of the parties you need to attend. Wear it with a little black dress, kitten heels, and red lippy to your office Christmas party or with black trousers, a jewel-toned blouse, and strappy heels for a fun night out.