What: Chain-mail necklace by BCBGMAXAZRIA

Where: BCBG (various locations)

Price Tag: $322

Why: Statement accessories can transform the most basic outfits into show-stopping looks. This chain-mail and Swarovski-crystal fringe necklace packs the perfect punch of bling for almost any event and will definitely help you skip the lineups. Three bills for a necklace might seem steep at first but when you consider that it can turn almost anything (like one of your boyfriend’s oversized Ts, a blazer, and some fab heels) into a red-carpet-ready ensemble, the numbers aren’t so scary. Keep it simple and wear this with a grey jersey and a pair of black skinnies or turn up the glam and pair it with a bandage dress and patent platforms. No matter how you rock it, make it your only accessory—this piece is definitely a stand-alone.