Explore this depressing interactive map to see exactly where you can't afford to a buy a home in Vancouver

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      How much do you have to earn to purchase a home in Vancouver these days? And if you do make enough money to buy property, where should you look to enter the market?

      Local data analyst Jens von Bergmann crunched the numbers and then fed them into an interactive map he created that makes crystal clear just how unaffordable Vancouver has become.

      You start with a couple of assumptions: for the sake of von Bergmann’s experiment, you make a 20-percent down payment and take on a 25-year mortgage at four percent, wherein you’ll spend 33 percent of your income on that mortgage.

      Then, to see where you can afford to purchase property under those conditions, you slide a widget from left, starting where you’re earning $50,000 a year, to right, where you’re making up to $500,000 a year. As your income rises, specific areas of the map change from pink, which von Bergmann defines as “You're out of character for this neighbourhood”, to green, which he defines as “You're rich enough to live here”.

      Essentially, the entire map remains pink until you begin earning at least $190,000 a year.

      To really be able to actually shop around a little bit, you’ll need to make upwards of $230,000 a year. And even then, you’ll only really be able to buy on the city's far East Side. That holds true all the way up to around $400,000.

      Finally, once you get up past an annual income of $465,000 or so, a few pockets of Vancouver’s coveted West Side begin to open up.

      But even when you get to the map’s highest available income of $500,000, most of that half of the city is still well beyond your paltry six-figure salary.

      Head over to von Bergmann’s website, MountainMath.ca, to see what you can afford. And check him out on Twitter (@vb_jens) for hundreds of other maps that detail all sorts of Metro Vancouver complexities.

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