Last week I tried to transfer some money by wire to New York for my sister. The credit union charged me $20 for the pleasure , not bad in these days where $20 is like a dollar used to be. Problem is that they couldn't credit it to her account in NYC because the Christian name was spelled differently, so they sent the money back less US$ 50 for the reverse pleasure.Have they never heard of a fucking phone call to clarify? So I'm asking my credit union... "who charged the fifty bucks so I can give them shit for their ransom/bandit fees?" Guess what? They don't fucking know who stole the money! Whoever it was charges three times as much to send it back than it cost to send it! We did it a second time but of course had to pay again, and then when it gets to the US bank they help themselves to another US$ 30 for receiving it! Can you believe what these guys get away with ? It's not enough that they wiped out the savings of millions of people 10 years ago with their fancy, worthless mortgage lending, now they want to screw you with stratospheric service charges that bear no relation to the work they do. Still, not one of those thieving irresponsible bankers has gone to jail for what they did back then and are still doing now. It's a fucking good job I'm not in charge of the justice system , because if I was, lots of those big shots would be doing many hours of volunteer work at the food bank.