41, 48k, ZERO SAVINGS, one ex-wife.

I’m in the red on pretty much every front.

You might as well be talking about some far off dream. Take a walk outside your neighbourhood sometime, people in this city are poor.

So you grew up dirt poor? Don’t think so. If you did then you would know that this is a lot of money to people. And you are only 42 with 20 more years of work ahead if you if you want. This is just bragging.

I hardly have any savings and make very little money but on the other hand I'm 60 + years old and in pretty poor health so am looking forward to dying asap lol

At least you got some money to make up for what you lack in character and looks.

You’re doing really well. You have nothing to worry about. You likely have insecurities around finances due to growing up poor but you should be proud that you’ve broken the cycle of poverty because it’s an incredibly difficult thing to break free from. I also grew up poor and I am self sufficient but I work a job that requires no education. I’ve never been to school for fear of student debt and I basically have my skill set to rely on and that’s it. I am debt free but only have about $4000 in savings. If I want to get ahead I’m going to need to start my own business at some point and that terrifies me.
@ GS readers:
If anyone says the word humble brag here, you deserve to be punched out.

You're probably better off financially than 995 of the population.

Most people can't even dream of making that much money. I hope you feel fortunate and grateful for what you have.

and money is a necessary tool in these times, but like any tool it can be used to help or hurt. So best to always remember; Money can never buy life. Walk good sisters & brothers.

Those of us old (mature?) enough to talk about money comfortably, are also old enough to ignore how others feel about it (often badly).
Income insecurity is the norm in very expensive places. Vancouver is easily in the top 10 most expensive on Earth, by most measures. You're correct to feel uneasy. Once you've paid the mortgage (or earlier), suggest you seek a cheaper destination. You'll live better and sleep soundly, for less. And your money may actually last for your soon-to-be-longer probable life expectancy.
I'm planning to move well before retirement age (next few years). It takes time to set up elsewhere, learn the culture, language and place, establish connections, adopt life and work flows, etc. The sooner I start, the better.
If you choose to stay in Canada, you'll probably need several times the money you have now, seeing as your retirement is decades off, at least. With real (as opposed to lowball government figures) inflation running at 5 to 10 percent annually, you'll need to make at least that much on your investments after taxes, just to stay even. By the time you retire, a latte (for example) will run you well north of $10. Maybe even north of $20.
This inflation is necessary, not optional. Between immigration (and thereby, growing population), an expanding economy, socialist "economic" policies, booming federal and provincial debt, cost of servicing excessive personal debt, wage inflation, deficits, and the resource sector, the money supply WILL grow to keep up. Prices MUST rise because debt (devalue it to make it serviceable), to avert a deflationary spiral and a tsunami of bankruptcies.
Your fixed income will buy less over time. Fact.

Needless to say, this is a hard-nosed, pragmatic discussion for grownups, speaking of unsentimental realities. Any mention of entitlement, privilege, first-world problems, etcetera, in this context, amounts to nothing more than "feels". For practical reasons, that's out of scope here.