From what I can gather the housing crisis is due to the unaffordability of homes more than the lack of homes. Going forward with projected population growth doesn't it make more sense to build affordable condos rather than rental units? Instead of having all the wealth concentrate to a couple of companies shouldn't we be allowing for growth if a middle class? This would also help to stabilize a local economy when the people that own the property also live, work and spend their income within that economy. Just thinking of a different approach because what we've been doing as a society is only working for a small number of us.